Personal Checking
Liquidity Checking (Go Green)
The newest addition to the UMB checking line. An interest bearing online account.
Minimum opening balance of $100.00
NO minimum monthly balance and NO monthly service charge
To earn the bonus interest rate, you must maintain the following criteria:
- 10 ACH Transactions per month
- One direct deposit or automatic payment per month
- Receive a free monthly e-statement
If you do not meet the requirements per cycle, your account will still function as a free checking account earning .25% APY
Available to personal accounts only
Debit/ATM card available*
Minnesota Free
FREE Basic Checking Account
Minimum opening balance of $100.00
No minimum balance requirement
Debit/ATM Card available*
Ready Reserve Overdraft Protection available
Internet and Telephone Banking available
E-Statements are FREE, printed images are $3.00 per statement
Interest: None
No service charge
Minnesota Classic 50
A special interest bearing account for our senior customers (age 50 & over) has a low balance requirement.
Minimum opening balance of $300.00
The account is free if you maintain a $300.00 minimum monthly balance.
Free basic checks
Debit/ATM Card available*
Ready Reserve Overdraft Protection available
Internet and Telephone Banking available
Unlimited check writing
No charge for money orders
Free photocopies (10 per month)
E-Statements are FREE, printed images are $3.00 per statement
Fees: Monthly Service Charge is $7.50 plus $.15 per debit if balance falls below $300.00