Personal Checking Products

Liquidity Checking (Go Green)

• An interest bearing online account.
• Minimum opening balance of $100.00.
• NO minimum monthly balance and NO monthly service charge.
• Receive a FREE monthly E-Statement
• Available to personal accounts only.
• MUST order a Debit Card
• Interest: Visit www.umbnl.com under the FAQ tab or call us for current rates.

Minnesota Free

• FREE Basic Checking Account.
• Minimum opening balance of $100.00.
• No minimum balance requirement.
• Debit Card available.
• Ready Reserve Overdraft Protection available.
• Online Banking available.
• E-Statements are FREE, printed images are $4.00 per statement.
• Interest: None.
• No service charge.

Minnesota Classic 50

• A special interest bearing account for our senior customers (age 50 and over) has a low balance requirement.
• Minimum opening balance of $300.00
• The account is free if you maintain a $300.00 minimum monthly balance.
• Free basic checks.
• Debit Card available.
• Ready Reserve Overdraft Protection available.
• Online Banking available.
• Unlimited check writing.
• No charge for money orders.
• Free photocopies (10 per month).
• E-Statements are FREE, printed images are $4.00 per statement.
• Fees: Monthly Service Charge is $10.00 if balance falls below $300.00.
• Interest: Visit www.umbnl.com under the FAQ tab or call us for current rates.

Download the New Account Application Form