Skip Navigation United Minnesota Bank

Stop Payment/Lost Checkbook

  • $30

Return Check/NSF Overdraft

  • $30 Per Item
  • $150 Daily Max

Extended Overdrawn Account

  • 7 Day Continuous Fee: $35

Checkbook Reconcilement

  • Personal Account: $30
  • Business Account: $60

Account Reprints

  • Account Printout: $2
  • Statement Reprint:$5
  • Additional $2 if mailed

Account Transfers

  • Phone: $1
  • Internet: No Fee

Counter Check

  • $0.25

Check Cashing

  • $1/$100 for accounts used for check cashing only

Deposited Checks Returned Unpaid

  • $5 Fee

Dormant Account Fee (after 24 Months)

  • $5.00/Monthly

Kroll ID Theft Restoration Services

  • $2.50/Monthly per Person

Research

  • Hour: $30 + Copy: $1

UMB Debit Card

  • First Card: $0
  • Replacement Card: $10
  • Replacement Pin $5

Credit Report Fees

  • Individual $10
  • Joint $20

ATM Cash Advances

  • All MoneyPass ATMs: $0
  • All Other ATMs: $1.90

Cashier's Checks

  • $10 Fee

Money Orders

  • $5 Fee
  • Reissue: $15

Wire Transfers

  • Incoming: $15
  • Outgoing in USA: $20
  • Outgoing Foreign: $50

Collections

  • Incoming & Outgoing: $30

Canadian/Foreign Item

  • $5 - $10

Garnishments/Levies

  • $50

IRA Transfer/Closing Fee

  • $50

HSA Set-up Fee

  • $25

Fax Services

  • Outgoing: $2 First Page, $1 Add'l Pages
  • Incoming: $1 First Page, $.50 Add'l

ACH Origination Fees

  • Call for Fees

Coin Counting

  • Customers: No Fee
  • Non-Customers: $1 per $100

Safe Deposit Boxes

  • Check for Pricing
  • Key Replacement: $25
  • Box Drilling: $100 Plus Cost of New Lock

Notary Public Services

  • Non-Customers: $1
  • Customers: No Fee

Photocopies

  • $0.25 per Page

Account Closure within 90 Days

  • $25

Statements

  • E-Statements with Images: Free
  • Statement without Printed Images: Free
  • Statement with Printed Images: $4

VISA Gift Cards

  • $4 plus Value of Card

VISA Reloadable Access Card

  • Initial Card: $7.95
  • Reload card in Bank: $5.95
  • For a complete list of fees, please see initial card disclosure