"Kids" Savings Account

• This is a savings account for children ages 12 and under. Minimum opening balance of $10.00.
• No minimum balance requirement.
• For every $10 minimum deposit your child makes, we will give him/her (1) punch on their punch card. When the punch card is filled (10 punches) they can redeem it at the merchants listed on the card for up to $5.00 in merchandise.
• Punch card must be present at the time of deposit to qualify for punches.
• Limit of 6 cards redeemed per year/per account.
• Child must be present to redeem punch card at merchant listed on card.
• Interest: Visit www.umbnl.com under the FAQ tab or call us for current rates.
• No Service charge.